Protecting Yourself from Identity Theft
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I know better than most the importance of identity theft security. Some time ago, from the time of this writing, I lost everything to an case of identity theft. I were aware of identity theft but never expected it could happen to my family.
Often, by the time one realizes their identity has been stolen, it's already too late. Months passed and I was entirely unaware until I started receiving phone calls and letters from collection agencies. The thief had taken out a number of credit cards in my name and social security number, using a neighbor's address. As it turns out, this is much easier than I would have expected.
We never fully recovered, but we did finally put the ordeal behind us and decided it was time to find some form of protection from identity theft. We had seen commercials on television, but we wanted to find the company that protected us the most, rather than the one that advertised the most.
I would pay dearly to prevent the experience from ever happening again, but the company I chose only charges $9 per month. That includes a monitoring service that searches the Web for the illegal selling or trading of your personal information. If such activity is detected, they alert you and help you take steps to resolve the problem. Another monitor is designed to proactively detect any new address information in address databases nationwide. If a detected address change is fraudulent, they work with you to help avoid further damage and restore accurate address information. They notify you instantly if anyone uses your information to apply for credit or services. They reduce the amount of pre-approved credit card offers you receive. They even have 24/7 service representatives to help you in the case of problems.
Best of all, if your identity is stolen due to a failure in their service, they'll cover up to $1 million in damages!
In your search for an identity protection service, make sure they at least offer these services. |
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Author Resource:-
Alfred Kipler is a writer whose goal is to help you with identity protection, using techniques such as credit monitoring.
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By :
Alfred Kipler
Submitted
2010-06-25 12:09:29 |
Article From Article Mayhem
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