Bank card will upgrade to "core" era have fingerprint identification, and other functions
|
Sources: Beijing business 2011 01:18 on March 21, two sentences for me. (6) medium medium sized print copy link dispatch (reporter 闫瑾) a new type of bank CARDS with a "chip" financial IC card will gradually replace the existing "ordinary magnetism card", and it is more anti-fake properties of, use rise more convenient also. Yesterday, the reader liu received such a card.
Liu is received a industry and commerce bank credit card, card has by the original magnetism card upgrades for chip, magnetic stripe two-appulse-one composite card. Reporter understanding after discovery, at present the first issue in icbc is with the central bank standard chip commercial Banks, the other credit card is only three state-owned commercial Banks issued "on" realize regional.
In early last year, the central bank is sketched the detailed schedule, the requirement in 2013 state-owned commercial Banks issued before the end of the comprehensive on (financial IC card); National share-holding commercial Banks should be in the year 2015 comprehensive olympiad. Compared with magnetism card on appearance no much difference in the CARDS, but the size of the chip implant thumb cover, so as to add a safety lock bank, at the same time also can save charge people's time.
Will not be forged on, can effectively prevent the card stolen brush, also can store key, digital certificate, fingerprints and other information, also has small payment, i.e. offline quickly brushed namely go pay, etc. But so powerful, pushing up but on any further.
As we have learned, home first released in 2005 on, but nearly five years time, the circulation of still on very little. China unionpay previously, according to figures released by the end of 2009 on hairpin quantity standard, unionpay 600 million, but breakthrough with more than 20 million of them on the market, accounting for the bank card country than less than 0.3 points.
Reporter successively call other three state-owned bank customer service to realize, bank of China and the construction bank, agriculture are released part parts, but only on a special card.
So it seems, on commercial Banks to the implementation of the enthusiasm is not high. "The main issue speed slow, on one hand there are two reasons, of popularization, if on ATM and POS machine will need to update, currently the only the POS machine of guangzhou all can brush; on the other hand is on the hairpin cost, credit card on directly by the bank for cost, the bank higher costs, debit card fees requires customers to shoulder high, price if unbearable, so customers haven't accumulates promotion." A state-owned bank analysts truthfully said.
According to public data shows, a magnetic stripe credit card cost about 1-2 yuan, plus personnel salary, gift card and other fees, cost 100 yuan; A production cost is on for 20-30 yuan, total costs may be as high as 120-150 yuan, and the cost of ordinary POS machine for 400 to 500 yuan, support the card on POS machine cost is way for 3000 yuan.
However, recently the central bank of the people's bank of China formally promulgated on promoting financial IC card application work opinion "(hereinafter referred to as the opinion"), formally initiated bank card chip migration work schedule. The more detailed opinion "of commercial bank issuing financial IC card puts forward schedule, required by the end of June 2011 for industry, agriculture, and built into and investment, and YouChu Banks should start issuing financial IC card, 2013 January 1st national commercial Banks shall start issuing financial IC card.
Meanwhile, in the end of June 2011 straight league POS machine can accept financial IC card, national commercial bank POS, the cloth between united accept financial IC card ATM respectively by the end of the time for 2011, before the end of 2012, 2013 up achieve all accept bank card networking general terminal can accept financial IC card.
|
|
Author Resource:-
I'm Xia zihui , this website contains a great high quality products such as Remote Copy Machine Manufacturer, Car Key Cutting Machine, welcome to visite Car Key Cutting Machine .
|
By :
Jessie Stone
Submitted
2011-03-24 20:47:14 |
Article From Article Mayhem
 Ezine ready view |
|
|
|
Related Articles
|
|
|
![[Valid RSS feed]](http://www.articlemayhem.com/images/icon_Rss.png "XML Feed For RSS"){kind=icon}
Category Rss Feed![[Valid RSS feed]](http://www.articlemayhem.com/images/rss.jpg "XML Feed For RSS")