Stop being intimidated by banks
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By :
Rutland Savour
Submitted
2010-02-01 05:17:24 |
What makes you think you have any right to reclaim bank charges when you have not taken the trouble to manage your bank account properly? You went and borrowed money from your bank without making sure that you see to it that you leave enough money each month for the direct debits. You have been negligent enough to go into overdraft and not managed your credit cards wisely.
Does this sound about right when you approach your bank about the excessive charges you must pay? It simply makes a person feel completely useless and inadequate when you are confronted with this kind of attitude.
Yes, you have run into problems, but you are still entitled to respect and the right to not be overcharged. Yes, it is your responsibility to manage your finances, but things do go wrong. Banks also make it so incredibly easy for any of their clients to make use of their constant offers of loans and other forms of getting extra cash. This does not give banks the right to charge excessive fees or use fees as a form of punishment.
Get professional advice and help
Come to www.empireclaims.co.uk if you feel that you have the right to reclaim bank charges you think are excessive. We will investigate and advise you whether you have a case and if you have, we will handle the matter in your stead. Empire Claims is a company of experts that will handle your case on a no win, no fee basis in the event you have a legitimate right to reclaim bank charges.
British law does not allow a penalty clause and banks must be able to justify the costs they charge for advising you when you go into overdraft, have unpaid direct debits or returned cheques.
All unjustified excessive fees are considered to be a penalty, thus potentially unlawful. Bypass the intimidation tactics of banks and let us help you solve the dilemma to reclaim bank charges. |
Author Resource:-
The Article is written by empireclaims.co.uk/ providing Reclaim bank charges and Bank Charges Services. Visit http://www.empireclaims.co.uk/ for more information on empireclaims.co.uk/ Products & Services___________________________Copyright information
This article is free for reproduction but must be reproduced in its entirety, including live links & this copyright statement must be included. Visit empireclaims.co.uk/ for more services!
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